Priorities and Goal Planning
Ensuring your money is aligned to your goals
Clarifying values and priorities
Defining clear, realistic, attainable goals
Balancing today's needs and future plans
Creating shared goals and alignment as a couple
Turning longer term goals into actionable steps
Budgeting
Practical, goal aligned budgets
Multiple different techniques will be explored
Monitor and adjust budgets as life goes on
Forecasting and planning for future needs
Help make intentional decisions with your money
Explore trade-offs for where your money should go
Expense Tracking and Reduction
Identify cost savings opportunities
Fixed and variable expenses
Track expenses to improve visibility and ensure alignment with values, priorities and your budget
Simple expense tracking systems
Identify how to reduce monthly, quarterly and annual expense
Debt Reduction and Credit
Document all debts
Explore Debt Payoff and Reduction strategies and start using one
Understand Credit Score and how to improve
Ways to protect your credit
How to build credit and use as a tool
Investing, Habits & Automation
Creating good, positive habits that are aligned to your goals and priorities
How can you automate those good habits
How to begin investing and understanding risk tolerance
Compounding as something working for you rather than against you
Reduce Missed Payments, Stress and Fatigue
Begin working toward your longer term goals
Taxes, Estate Planning & Retirement
Understand key tax concepts and numbers
Understand tax brackets, deductions and credits
Tax planning vs Tax Preparation
Key estate planning documents should you have
Do you have all of your beneficiaries named
How are the different accounts taxed now and in the future
How do you start to think about retirement and gradually start building your nest egg
Priorities and Goal Planning
Ensuring your money is aligned to your goals
Clarifying values and priorities
Defining clear, realistic, attainable goals
Balancing today's needs and future plans
Creating shared goals and alignment as a couple
Turning longer term goals into actionable steps
Budgeting
Practical, goal aligned budgets
Multiple different techniques will be explored
Monitor and adjust budgets as life goes on
Forecasting and planning for future needs
Help make intentional decisions with your money
Explore trade-offs for where your money should go
Expense Tracking and Reduction
Identify cost savings opportunities
Fixed and variable expenses
Track expenses to improve visibility and ensure alignment with values, priorities and your budget
Simple expense tracking systems
Identify how to reduce monthly, quarterly and annual expense
Debt Reduction and Credit
Document all debts
Explore Debt Payoff and Reduction strategies and start using one
Understand Credit Score and how to improve
Ways to protect your credit
How to build credit and use as a tool
Investing, Habits & Automation
Creating good, positive habits that are aligned to your goals and priorities
How can you automate those good habits
How to begin investing and understanding risk tolerance
Compounding as something working for you rather than against you
Reduce Missed Payments, Stress and Fatigue
Begin working toward your longer term goals
Taxes, Estate Planning & Retirement
Understand key tax concepts and numbers
Understand tax brackets, deductions and credits
Tax planning vs Tax Preparation
Key estate planning documents should you have
Do you have all of your beneficiaries named
How are the different accounts taxed now and in the future
How do you start to think about retirement and gradually start building your nest egg