How Bullpen Financial Coaching can help:

• How to track income and expenses and plan for cash flow

• Create a simple and practical budget that is easy to understand and follow

• Learn and implement strategies to pay down debt (ex. student loans, credit card debt)

• Identify and implement savings and investment strategies (ex. Emergency Fund, Vacation, Children, New Home, Vacation Home, Retirement Savings, College Savings)

• Create and automate habits and a system that doesn't require a lot of time on your part

• Ensure your have the right types of accounts in place for different goals

• Understanding Credit Scores and methods for building a strong credit history

• Outcome is that you have confidence in a plan to manage your finances and still have room for having fun and enjoying life

Just Getting Started Young Professional
Earning a salary is exciting but can be intimidating

Living Paycheck to Paycheck
Earning good money but nothing is left at end of month

Couples/In a Relationship
Merging Finances and Money Habits

Non Traditional (ex.Side Hustle/Gig Worker)
Inconsistent Income, Difficult to Manage

Looking to get organized and plan for your finances

Looking for a 2nd opinion, support and confidence

Support and Encouragement
You've read the books and blogs, watched the videos and talked with friends, now you need the confidence you are doing the right things with your money

Financial Plan Check-Up / 2nd Opinion
You are a Do-It-Yourself person and have done a good job. Are you missing anything and how can you optimize your current plan

How Bullpen Financial Coaching can help:

• An independent perspective on your current plan and recommendations on where you could improve and extend

• Review your priorities and goals

• Comprehensive review of current situation (Cash Flow, Expenses, Account Structure, Savings Rate, Investment Return, Taxes and Estate Planning)

• Simplify, validate, adjust and automate

• Discuss new topics that you'd like to learn more about and provide information

• Connect you with experts on topics that require more in-depth conversations

• Outcome is that you have higher confidence in the plan to manage your finances and some new ideas and strategies

Lifestyle Stages and Changes

Pre-Retiree
You are at the point in life where you're starting to think about retirement

How Bullpen Financial Coaching can help:

• Strategies to 'catch up' on retirement savings

• Strategies for tax deferred, taxable and tax free accounts

• How much will you need to live on in retirement

• Life after work strategy and plan

• Connect you with experts on topics that require more in-depth conversations and action planning

• Outcome is that you have a plan that will enable you to retire and confidence that you'll be ready when the time comes

Newly Single
Uncoupling finances and ready for a fresh start

How Bullpen Financial Coaching can help:

• Assistance in getting your previous financial situation untangled

• Clarity in your priorities and goals

• Getting a new financial plan in place and accounts to support it

• Planning for a single income and energize savings/investments

• Learn and implement strategies to pay down debt

• Outcome is that you have confidence in your newly updated plan and ready to enjoy yourself and your interests